Terms of use
Effective September 28, 2026
Operator and contact
This website is operated by Raul Girardi as a sole proprietor under the Homefront brand, based in Florida. For questions, email hello@homefrontcoverage.com.
Purpose and availability
Homefront currently provides general information and a free personal planning guide for adult veteran households. Broker referrals, quote requests and agent appointments through Homefront are not yet available. Completing the guide does not submit a consultation request or create an agent-client relationship.
Our referral service model
Homefront is a marketing and referral service connecting veteran households with independent licensed life insurance professionals. Homefront does not issue insurance or determine eligibility. Participating professionals pay us for marketing services. This describes the planned referral service; no participating professionals are currently onboarded and referral activity has not begun.
No insurance or government benefit application
Homefront is not an insurer and does not provide individualized insurance, legal, tax or financial advice. This website is not an insurance application, quote, offer to bind coverage or determination of eligibility. Only the appropriate insurer can determine approval, premiums, policy terms and effective dates. No acceptance, savings, immediate coverage or veteran discount is guaranteed.
Independent information
Homefront is not affiliated with or endorsed by the Department of Veterans Affairs, the U.S. military, Ladder, or any government agency. VA links lead to official resources. Verify current benefits with the VA and policy details with the insurer or a properly licensed professional. Do not cancel or replace existing insurance based solely on this website.
Using the guide
Use the guide for your own planning. Do not enter or send medical records, Social Security numbers, service documents, payment details, or other people’s private information. Answers remain on the current page and are not saved for later retrieval. You may stop or clear them at any time.
Content and availability
We aim to keep information accurate but cannot promise that every resource is complete or current, or that the website will always be available. External sites are independently operated. Family imagery is illustrative and is not a testimonial. Website content may not be misrepresented as government or insurer material.
Your rights and updates
These terms do not exclude rights or remedies that applicable law does not allow to be excluded. Updates will be posted on this page. See our Privacy notice for current information handling.