:root{--ink:#163238;--muted:#526367;--lime:#d9ef9b;--paper:#fff;--line:#d8dedd;--soft:#f1f5f1}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.6 Arial,Helvetica,sans-serif}button,input,select{font:inherit}button,a{touch-action:manipulation}button{cursor:pointer}a{color:inherit}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #377e86;outline-offset:5px}h1,h2,h3,p{margin-top:0}h1,h2{font-weight:500;letter-spacing:-.055em;line-height:1.04}h1{font-size:clamp(50px,5.5vw,82px);margin-bottom:25px}h1 em{font-style:normal;color:#59715e}h2{font-size:clamp(36px,3.5vw,54px);margin-bottom:25px}h3{font-size:23px;line-height:1.25;letter-spacing:-.035em;font-weight:500}p{color:var(--muted)}.draft{text-align:center;background:var(--ink);color:white;font-size:12px;letter-spacing:.07em;padding:7px 16px}.draft span{margin:0 10px;color:var(--lime)}header{max-width:1440px;margin:auto;padding:26px 5%;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:9px;color:var(--ink);font-size:29px;font-weight:bold;letter-spacing:-1.4px;text-decoration:none;line-height:1}.brand-mark{display:inline-grid;place-items:center;width:31px;height:35px;color:white;background:var(--ink);border-radius:16px 16px 5px 5px;font:bold 31px Georgia}.brand-dot{margin-left:-9px}nav{display:flex;gap:32px}nav a{font-size:14px;text-decoration:none}nav a:hover{text-decoration:underline}.button{border:0;background:var(--ink);color:white;padding:18px 25px;display:inline-flex;align-items:center;justify-content:space-between;gap:36px;font-weight:600;border-radius:5px;min-height:56px}.button:hover{background:#295158}.button span{font-size:23px;font-weight:400;line-height:1}.button.small{font-size:14px;min-height:46px;padding:12px 18px;gap:25px}.hero{max-width:1440px;margin:0 auto;padding:26px 5% 55px;display:grid;grid-template-columns:1fr 1fr;gap:7%;align-items:center}.hero-copy{padding:22px 0}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;color:var(--ink);margin-bottom:25px}.intro{max-width:480px;font-size:18px;line-height:1.65;margin-bottom:28px}.micro{font-size:13px;margin:14px 0 0}.hero-photo{height:660px;position:relative;border-radius:140px 8px 8px 8px;overflow:hidden;background:#b3c2a4}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:55% center}.photo-fallback{height:100%;background:linear-gradient(145deg,#82977e,#d6dfc9)}.photo-label{position:absolute;bottom:28px;left:26px;right:26px;background:var(--lime);padding:24px;display:flex;align-items:center;gap:24px;border-radius:4px;line-height:1.4}.photo-label strong{font-weight:600}.tiny-star{font-size:48px;line-height:1}.reassurance{background:var(--soft);padding:25px 5%;display:flex;justify-content:space-evenly;gap:25px;font-size:14px}.reassurance b{font-weight:600}.section{padding:100px 5%;max-width:1440px;margin:auto}.section-title{max-width:650px;margin-bottom:48px}.section-title>p:last-child{max-width:540px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:65px}.number{display:inline-block;font-size:14px;border-top:1px solid #98ac9d;width:100%;padding-top:20px;margin-bottom:24px}.steps p{max-width:335px}.coverage{background:var(--ink);color:white;display:grid;grid-template-columns:1fr 1fr;gap:10%;border-radius:8px;max-width:1296px;padding:75px 6%}.coverage p{color:#cfdbd8}.coverage .eyebrow{color:var(--lime)}.coverage-list article{border-bottom:1px solid #496065;display:flex;gap:25px;padding:24px 0}.coverage-list article:first-child{padding-top:0}.coverage-list article:last-child{border:0}.coverage-list article>span{color:var(--lime);font-size:13px;padding-top:4px}.coverage-list h3{margin-bottom:12px}.coverage-list p{margin:0}.text-button{background:none;border:0;border-bottom:1px solid currentColor;padding:8px 0;color:inherit;font-weight:600}.text-button span{margin-left:25px}.comparison{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);border-radius:7px;overflow:hidden}.comparison article{padding:30px;border-right:1px solid var(--line)}.comparison article:last-child{border:0}.comparison a{font-size:14px;text-underline-offset:6px}.comparison .private{background:var(--soft)}.comparison .eyebrow{font-size:11px;margin-bottom:18px}.fineprint{font-size:13px;line-height:1.6;margin:22px 0 0;max-width:1000px}.faq{border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.15fr;gap:9%;padding-top:80px}.faq details{border-bottom:1px solid var(--line);padding:22px 0}.faq details:first-child{padding-top:0}.faq summary{font-size:18px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:15px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+'}.faq details[open] summary:after{content:'−'}.faq details p{margin:20px 0 0}.closing{text-align:center;background:var(--lime);padding:75px 20px}.closing h2{margin-bottom:30px}.closing .eyebrow{margin-bottom:22px}footer{padding:55px 5%;max-width:1440px;margin:auto}footer p{font-size:12px;max-width:1120px}footer small{font-size:12px;color:var(--muted)}.footer-top{display:flex;align-items:center;gap:40px;margin-bottom:35px}.footer-top p{margin:0;font-size:14px}.footer-top>div{margin-left:auto;display:flex;gap:20px}.footer-top button{border:0;background:none;padding:8px 0;font-size:13px;color:var(--ink)}.skip{position:absolute;top:-100px;background:white;padding:15px;z-index:20}.skip:focus{top:10px}dialog{color:var(--ink);border:0;padding:0}dialog::backdrop{background:#10282dc9}#application{max-width:none;max-height:none;width:100%;height:100%;margin:0;overflow-y:auto;background:#fcfdfb}.flow-top{padding:26px 5%;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}.close{background:transparent;border:0;color:var(--ink);font-size:32px;width:48px;height:48px;line-height:1}.progress-meta{max-width:620px;margin:28px auto 9px;display:flex;justify-content:space-between;font-size:12px;letter-spacing:.08em;padding:0 20px}progress{display:block;width:580px;max-width:calc(100% - 40px);height:5px;margin:0 auto;border:0;background:#e1e7df}progress::-webkit-progress-bar{background:#e1e7df}progress::-webkit-progress-value{background:#527549}progress::-moz-progress-bar{background:#527549}.flow-body{max-width:620px;margin:25px auto;padding:0 20px 30px}.back{background:none;border:0;padding:10px 0;font-size:14px;color:var(--muted);margin-bottom:28px}.flow-body .eyebrow{margin-bottom:14px}.flow-body h2{font-size:40px;line-height:1.15;letter-spacing:-.04em;margin-bottom:18px}.flow-body h2:focus{outline:none}#question-help{margin-bottom:28px}.options{display:grid;gap:10px}.option{display:flex;align-items:center;gap:15px;border:1px solid #bdc9c4;padding:16px 19px;border-radius:5px;min-height:62px;cursor:pointer;background:white}.option:has(input:checked){border:2px solid var(--ink);padding:15px 18px;background:#eff5e5}.option input{width:20px;height:20px;accent-color:var(--ink);flex-shrink:0}.field{display:block;margin-bottom:20px;font-size:15px}.field input,.field select{display:block;width:100%;border:1px solid #aabbb3;border-radius:4px;padding:16px;margin-top:7px;background:white;color:var(--ink);min-height:56px}.next{width:100%;margin-top:12px}.flow-note{font-size:12px;text-align:center;margin:22px 0 0}.flow-bottom{font-size:12px;text-align:center;padding:22px;border-top:1px solid var(--line);color:var(--muted)}#error{color:#a43125;font-size:14px;margin:16px 0 0}.summary-row{display:flex;justify-content:space-between;gap:24px;padding:14px 0;border-bottom:1px solid var(--line)}.summary-row span{color:var(--muted)}.summary-row strong{text-align:right;font-weight:500}.notice{padding:18px;background:#eaf0e3;border-radius:5px;font-size:14px}.consent{display:flex;gap:12px;font-size:14px;align-items:flex-start;margin:20px 0}.consent input{width:20px;height:20px;flex-shrink:0;accent-color:var(--ink)}#info{max-width:620px;width:calc(100% - 30px);padding:40px;border-radius:8px}#info .close{float:right}#info h2{font-size:32px;clear:both}#info p{font-size:16px}@media(min-width:1450px){.hero-photo{height:700px}}@media(max-width:900px){nav{gap:16px}.hero{gap:5%}.hero-photo{height:580px}.steps{gap:28px}.coverage{border-radius:0}.comparison article{padding:22px}.footer-top{flex-wrap:wrap;gap:20px}.footer-top>div{margin-left:0}.reassurance{flex-wrap:wrap;gap:12px 30px}}@media(max-width:650px){header{padding:20px 6%}nav{display:none}.brand{font-size:25px}.button.small{font-size:12px;gap:12px;padding:10px 13px}.hero{grid-template-columns:1fr;padding:20px 6% 35px;gap:28px}.hero-copy{padding:0}h1{font-size:54px}.hero h1 br:nth-child(3){display:none}.eyebrow{font-size:10px;letter-spacing:.1em}.intro{font-size:17px}.hero-photo{height:410px;border-radius:95px 6px 6px 6px}.photo-label{padding:17px;bottom:20px;left:20px;right:20px}.reassurance{align-items:center;flex-direction:column;padding:22px}.section{padding:60px 6%}.steps,.coverage,.comparison,.faq{grid-template-columns:1fr;gap:30px}.steps h3{max-width:280px}.steps p{max-width:none}.number{margin-bottom:18px}.comparison{gap:0}.comparison article{padding:28px;border-right:0;border-bottom:1px solid var(--line)}.faq{gap:20px}.faq summary{font-size:17px}.closing{padding:60px 6%}.closing h2{font-size:39px}.footer-top{align-items:flex-start;flex-direction:column}.draft{font-size:10px}.flow-top{padding:16px 6%}.flow-body h2{font-size:32px}.flow-body .eyebrow{font-size:11px}.back{margin-bottom:18px}.summary-row{font-size:14px}.flow-body{margin-top:16px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
/* Personal, optimistic consultation handoff. */
#application.ending{background:#f6f8f3}.ending .flow-body{max-width:880px}.ending .progress-meta{max-width:880px}.ending progress{width:840px}.ending #question{font-size:46px;max-width:770px}.ending #question-help{font-size:18px;max-width:730px}.match-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:30px 0 38px}.match-card{position:relative;background:white;border:1px solid #d6e0d3;border-radius:14px;padding:26px;animation:card-arrive .65s both;animation-delay:calc(var(--order)*.11s)}.match-card:first-child{background:#eaf2d7;border-color:#cbdba7}.card-number{display:grid;place-items:center;width:34px;height:34px;border:1px solid #859877;border-radius:50%;font-size:12px;margin-bottom:21px}.card-tag{font-size:11px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;margin-bottom:12px;color:#4b6645}.match-card h3{font-size:24px;margin-bottom:12px}.match-card>p:last-child{font-size:15px;line-height:1.55;margin:0}.contact-heading{margin:38px 0 24px}.contact-heading h3{font-size:28px}.contact-heading p{margin-bottom:0}.name-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.ending .field input{border-radius:8px;background:white}.ending .next{max-width:540px;display:flex;margin:25px auto 0}.answer-review{padding:20px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:26px 0}.answer-review summary{cursor:pointer;font-weight:600}.answer-review .text-button{margin-top:15px}.preview-caption{font-size:13px;line-height:1.6;color:#596860}.next-expectation{padding:28px;background:white;border:1px solid var(--line);border-radius:12px;margin:0 0 28px}.next-expectation .eyebrow{margin-bottom:14px}.next-expectation p:last-child{margin:20px 0 0}.celebration{position:relative;width:150px;height:115px;margin:10px auto 0;display:grid;place-items:center;overflow:visible}.success-check{display:grid;place-items:center;width:70px;height:70px;border-radius:50%;background:var(--lime);font-size:38px;animation:check-pop .5s both}.confetti{position:absolute;left:50%;top:50%;width:6px;height:10px;background:#89ac57;opacity:0;border-radius:2px;transform:rotate(calc(var(--i)*30deg));animation:confetti-out 1s ease-out both;animation-delay:.1s}.confetti:nth-child(3n){background:#244c52}.confetti:nth-child(3n + 1){background:#d8ad56}#complete-panel>.button{display:flex;margin:auto}.ending .flow-note{margin-top:28px}@keyframes card-arrive{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@keyframes check-pop{from{opacity:0;transform:scale(.7)}to{opacity:1;transform:scale(1)}}@keyframes confetti-out{0%{opacity:0;transform:rotate(calc(var(--i)*30deg)) translateY(-25px)}20%{opacity:1}100%{opacity:0;transform:rotate(calc(var(--i)*30deg)) translateY(-82px) rotate(45deg)}}@media(max-width:650px){.ending #question{font-size:34px}.ending #question-help{font-size:17px}.match-grid{gap:12px;margin-top:24px}.match-card{padding:20px}.match-card h3{font-size:21px}.card-tag{font-size:10px}.name-fields{grid-template-columns:1fr;gap:0}.next-expectation{padding:23px}}@media(max-width:450px){.match-grid{grid-template-columns:1fr}.card-number{position:absolute;top:20px;right:20px;margin:0}.card-tag{padding-right:40px}.match-card h3{max-width:260px}.match-card{padding:24px}.ending #question{font-size:32px}}@media(prefers-reduced-motion:reduce){.match-card,.success-check,.confetti{animation:none!important}.confetti{display:none}}

.legal-page{max-width:850px;margin:35px auto 80px;padding:0 25px}.legal-page h1{font-size:44px}.legal-page h2{font-size:25px;letter-spacing:-.025em;margin:32px 0 14px}.legal-page p{font-size:17px}.legal-page nav{display:flex;margin-top:35px}.form-legal{font-size:14px;margin:18px 0}.form-legal a{text-underline-offset:3px}.footer-top>div>a{font-size:14px;padding:8px 0}.flow-bottom .text-button{margin-bottom:12px;font-size:14px}[aria-invalid="true"]{border-color:#a43125!important}.ending #question{overflow-wrap:anywhere}

.service-model{max-width:1000px}.service-model>p{max-width:800px}.draft{font-size:14px;letter-spacing:.025em}.service-model strong{color:var(--ink)}

.affordability{padding-top:76px;padding-bottom:70px}.affordability .section-title{max-width:900px;margin-bottom:35px}.affordability h2 em{font-style:normal;color:#59715e}.affordability .section-title>p:last-child{max-width:720px;font-size:18px}.value-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.value-grid article{border:1px solid var(--line);border-radius:12px;padding:29px;background:var(--soft)}.value-grid article:first-child{background:#eaf2d7;border-color:#cbdba7}.value-label{display:block;font-size:13px;font-weight:700;letter-spacing:.12em;margin-bottom:20px}.value-grid h3{font-size:27px;line-height:1.2;margin-bottom:18px}.value-grid .value-detail{font-size:14px;line-height:1.6;border-top:1px solid #cbd4cb;padding-top:17px;margin-bottom:0}.affordability-note{font-size:14px;max-width:930px;margin:23px 0 0}@media(max-width:750px){.value-grid{grid-template-columns:1fr}.affordability{padding-top:55px;padding-bottom:45px}.value-grid article{padding:25px}.affordability .section-title>p:last-child{font-size:17px}}

.quote-showcase{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:65px;align-items:center;margin-top:65px;padding:45px;background:#f1f5f1;border-radius:18px}.quote-story h3{font-size:clamp(32px,3vw,43px);font-weight:500;line-height:1.1;letter-spacing:-.045em;margin-bottom:24px}.quote-story .eyebrow{font-size:12px}.quote-story-note{font-weight:600;color:var(--ink)}.quote-card{margin:0;border:1px solid #d4dfd8;border-radius:16px;background:#fff;box-shadow:0 18px 45px #16323810;overflow:hidden;padding:26px}.quote-card-top{display:flex;gap:15px;align-items:center;justify-content:space-between;margin-bottom:25px}.quote-card .brand{font-size:24px}.sample-badge{background:#eef2ed;color:#3d584f;font-size:10px;font-weight:700;letter-spacing:.08em;border-radius:4px;padding:6px 8px}.quote-card figcaption{font-size:18px;font-weight:600;line-height:1.35;margin-bottom:20px}.quote-coverage{display:flex;justify-content:space-between;align-items:center;gap:12px;padding-bottom:18px;border-bottom:1px solid var(--line)}.quote-coverage>span{font-size:14px;color:var(--muted)}.quote-coverage strong{font-size:27px;letter-spacing:-.04em}.quote-sort{font-size:12px;color:var(--muted);margin:16px 0 12px}.quote-options{list-style:none;padding:0;margin:0;display:grid;gap:9px}.quote-options li{display:flex;justify-content:space-between;align-items:center;gap:15px;padding:18px 15px;border:1px solid var(--line);border-radius:9px}.quote-options .quote-best{background:#eaf2d7;border-color:#b6cd8c}.quote-option-name{display:block;font-size:15px;font-weight:600}.quote-tag{display:block;font-size:11px;margin-top:5px;color:#40572c}.quote-price{text-align:right;white-space:nowrap}.quote-price strong{display:block;font-size:25px;line-height:1.1;letter-spacing:-.04em}.quote-price>span{font-size:12px;color:var(--muted)}.quote-disclosure{font-size:12px;line-height:1.6;margin:19px 0 0}.quote-disclosure strong{color:var(--ink)}@media(max-width:850px){.quote-showcase{grid-template-columns:1fr;gap:20px;padding:25px;margin-top:40px}.quote-story{max-width:600px}.quote-card{max-width:600px;width:100%;margin:auto}}@media(max-width:450px){.quote-showcase{padding:20px 14px}.quote-card{padding:19px 14px}.quote-card-top{gap:10px;flex-wrap:wrap}.quote-options li{padding:16px 11px}.quote-option-name{font-size:14px}.quote-price strong{font-size:23px}.quote-coverage strong{font-size:25px}}

/* Independent, informational carrier carousel */
.carrier-section{background:#f2f5f0;padding:48px max(5vw,22px);border-block:1px solid #e2e8de;overflow:hidden}.carrier-heading{max-width:1200px;margin:0 auto 26px;display:flex;align-items:center;justify-content:space-between;gap:24px}.carrier-heading .eyebrow{font-size:11px;margin:0 0 12px}.carrier-heading h2{font-size:clamp(25px,3vw,35px);margin:0}.carrier-controls{display:flex;gap:8px}.carrier-controls button{width:42px;height:42px;border:1px solid #c7d2c5;border-radius:50%;background:transparent;color:#163238;font-size:22px;cursor:pointer}.carrier-controls button:hover{background:#d9ef9b}.carrier-controls button:focus-visible,.carrier-track:focus-visible,.carrier-track a:focus-visible{outline:3px solid #345b4d;outline-offset:3px}.carrier-track{max-width:1200px;margin:0 auto;padding:4px 2px 16px;display:flex;gap:18px;list-style:none;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:thin;scrollbar-color:#b5c4ad transparent}.carrier-track li{flex:0 0 248px;scroll-snap-align:start}.carrier-track a{display:flex;align-items:center;justify-content:center;height:120px;border:1px solid #e2e8de;border-radius:16px;background:#fff;padding:24px;text-decoration:none;transition:transform .2s,box-shadow .2s}.carrier-track a:hover{transform:translateY(-2px);box-shadow:0 8px 24px #1632380c}.carrier-track img{max-width:180px;max-height:64px;width:auto;height:auto;object-fit:contain}.carrier-note{max-width:1200px;margin:14px auto 0;font-size:12px;line-height:1.65;color:#536259}.carrier-controls button:disabled{opacity:.35;cursor:default}@media(max-width:600px){.carrier-section{padding-block:32px}.carrier-heading{gap:12px}.carrier-heading h2{font-size:25px}.carrier-controls button{width:36px;height:36px}.carrier-track li{flex-basis:220px}.carrier-note{font-size:11px}}@media(prefers-reduced-motion:reduce){.carrier-track a{transition:none}}

.carrier-track{scroll-snap-type:none}.carrier-controls #carrier-pause{width:auto;min-width:66px;border-radius:24px;padding:0 12px;font-size:13px}.carrier-track a{position:relative}.carrier-track a.carrier-ethos{background:#fff}.carrier-kind{position:absolute;bottom:12px;font-size:10px;letter-spacing:.06em;color:#163238}.carrier-track img{max-height:64px}.carrier-track img[alt="Americo"]{max-height:100px;max-width:180px}.carrier-track img[alt="Ethos"]{max-width:150px}@media(max-width:600px){.carrier-heading{align-items:flex-start;flex-direction:column}.carrier-controls{align-self:flex-end;margin-top:-2px}.carrier-heading h2{max-width:340px}}

.value-grid .value-cta{margin-top:22px;width:100%;font-size:16px;padding:15px 18px}.value-cta-note{display:block;font-size:12px;margin-top:10px;text-align:center;color:#536259}

.carrier-track img[alt="Americo"]{width:180px;height:auto;max-width:100%;max-height:110px;object-fit:contain}

/* Use dark monochrome marks on consistent white carousel cards. */
.carrier-track img[alt="Assurity"],.carrier-track img[alt="Ethos"]{filter:brightness(0);opacity:.9}